Equipment Breakdown

Avondale Insurance Associates has expanded its property product offering to include full Equipment Breakdown for our top 10 classes of business (subject to underwriting). Our carrier partner will provide a complete suite of services including jurisdictional inspections (with certificates and filings), claim services, product development and risk control.

Subject to underwriting, limits will be available up to $25m per occurrence including sub-limits from $25k up to a maximum of $100k for:

  • Data & Media
  • Expediting Expense
  • Pollution Cleanup
  • Perishable Goods
  • Utility Interruption
  • Demolition and Increased Cost of Construction

Coverage will be incorporated into Avondale's standard policies with deductibles typically matching the policy AOP deductible. While full policy limit capacity is currently available as an option for our core occupancies, please consult with your Avondale underwriter regarding specific requests for coverage on occupancies not on this list.

  • Apartments and Condominiums
  • Assisted Living/Senior Living Facilities
  • Offices
  • Hotels and Motels
  • Mixed Mercantile
  • Strip Shopping Centers
  • Rental Dwellings
  • Restaurants, Bars and Taverns
  • Vacant Buildings
  • Warehouse and Distribution Centers
    (not including cold storage)

Equipment Breakdown coverage can fill some critical gaps in an insured's coverage. The above information is designed to be easily forwarded to your retail agents and their insureds and explains the value of the expanded coverage.

Expanded Equipment Breakdown has been built into Avondale property policies at zero additional cost to the insured and is consistent with our commitment to provide superior value in the protection available under our policies.

Coverages are underwritten with minimum "A" rated A.M. Best Security.